Services
A High Impact Structures Specialist will determine a "cash equivalent" value for the structured settlement and will make recommendations regarding the acceptance or rejection of the offer. The ability to effectively counter an offer often gives the claimant and the attorney more flexibility and control over the outcome. This will help to ensure that the plaintiff receives the maximum benefit without being pressured to accept the defense's structured settlement proposal.
Mediation and Settlement Conference Attendance
The presence of your personal plaintiff-only structure specialist maintains a level playing field and will provide a transparent analysis of any defense structure proposal. High Impact attends mediations throughout the United States at no additional cost to the plaintiff. Always keep in mind that the defendant's structure advisor has no fiduciary duty to the plaintiff and is working only for the benefit of your adversary.
Structured Settlement Design
Timing, amount, duration, and frequency of payments are critical elements in designing a structure to ensure that maximum benefits are received.
Life Care Plan and Wage Loss Analysis
Our analysts evaluate the claimant's medical and income needs. We address specific elements of injuries and wage loss. Adjusted for inflation, we calculate the present day amount required to fund the loss today and throughout the future life expectancy of your client.
Top 5 Analysis
High Impact's Top 5 Analysis ensures higher income streams by underwriting every structure with the most competitive and highest rated insurance company. Spread sheeting competing company quotes means more aggressive, competitive bids and allows for an informed choice.
Attorney Fee Structures
Attorney fee structures are frequently compared to a 401k without funding or withdrawal restrictions. Advantages include a benefit payout based on the client's rated age and securing a lifetime or "period certain" of predictable guaranteed retirement income. Income tax deferral, joint and survivor annuities, and beneficiary designation rights are great incentives when considering an attorney fee structure. All attorneys should consider taking advantage of the structuring of their fees as virtually no other occupation allows for such a unique and sensible financial tool.
Trust Services
If a trust is required in the settlement and funding process, High Impact's professional affiliates are available to assist with trust document drafting and trust administration.
Medicare Set-Aside Trusts
Medicare now requires a "set-aside" trust be established in workers' compensation claims. High Impact provides Medicare Set-Aside Trust Services through partnerships with the National Alliance of Medicare Set-Aside Professionals, NuQuest and Medivest.
Medical and Other Special Needs Trusts
In order to protect your client's future access to SSI and Medicaid, it is essential that lump sum settlement monies and periodic payments from structured settlement annuities be deposited into this type of trust and not in the personal taxable estate of the claimant.
Qualified Settlement Funds
Multiple claimants, asset allocation issues, and time constraints can all be reasons to consider this tool without any further defense interference. High Impact Structures' tax counsel provides a no cost turn key solution which includes unlimited legal support and all legal documentation for the plaintiff and plaintiff counsel.
Wealth Management
Looking for other investment options? Sometimes a structured settlement is not the most appealing management vehicle for an individual or family. Maybe rates of return aren't high enough, or in some cases a structure may not have enough "upside" for whatever reason. To that end, we are pleased to be able to offer, when appropriate, a wide variety of value added money management services that many of our competitors either can't or just don't.
Other Services
High Impact Structures is managed by a registered representative with over 20 years of Wall Street experience. As a result, we offer a broad array of other conventional investment options. These options include:
- Fee Based Brokerage
- Cash Management-Checking
- Strategic Asset Management
- Fund of Funds
- Variable Annuities
- Treasury Bonds
- Municipal Bonds
- Stocks and Corporate Bonds
- No-Load Mutual Funds
- Life and Health Insurance
